BKI CPA
Brian Isrow, CPA
Tax Advisory & Outsourced CFO
Brian Isrow, CPA at his executive desk in Boca Raton
Managing Principal & Fractional CFO

Brian Isrow, CPA

FL CPA #AC49579

"Focused on family, friends, and making business owners wealthy by both innovating and taking the waste out of operations."

Request a Direct CPA Strategy Review Free Consultation

In-person meetings as needed or as requested • Secure Remote Portal

Florida Licensed CPA • UF Finance High Honors Class of 1995

Keep More of What You Earn. Our CPA & CFO Team Has Over 30-Years of Local Experience.

Most accountants simply record history after the year is over. Led by Brian Isrow, CPA, we engineer proactive tax strategies, S-Corp structures, Trust & Estate filings, and full Outsourced CFO departments (ACGDEPT) that have delivered $12M+ in annual savings across 600+ businesses and families.

Call or Text: (561) 715-8181
30+ Years
CPA & Tax Leadership
$12M+
Annual Client Tax Savings
600+
Businesses & Families
$2B+
Guided Client Exit Value
$300M+
Capital Raised
One Unified CPA Firm • Dedicated Regional & Corporate Divisions

Select Your Regional Office or Service Division

Whether you reached us via BocaTaxPrep.com, MiamiTaxPrep.com, OrlandoTaxPrep.net, or ACGdept.com, your account is led by Brian Isrow, CPA.

Interactive Florida Tax & CFO Optimizer

How Much Could Proactive CPA Planning Save You This Year?

Select your filing profile and slide your annual net income to estimate your potential tax reduction and Outsourced Accounting savings.

$250,000
$75K $350K $750K $1.5M+
Include Monthly Bookkeeping & Fractional CFO Support?
Replace expensive in-house bookkeeping overhead with our managed CPA team.
*Estimates are based on 2026 federal tax brackets, FICA self-employment thresholds, and standard Florida S-Corp reasonable compensation benchmarks.
Estimated Annual Financial Impact
Projected Annual Tax & Overhead Savings
$19,450 / yr
5-Year Compounding Wealth Retained: $97,250+
FICA / Self-Employment Tax Reduction: $12,850
QBI / Retirement / Depreciation Strategy: $6,600
Recommended Structure: FL LLC Elected as S-Corp (Form 2553)

Bring your last 2–3 tax returns. If we uncover past overpayments, we file amended returns to recover your refund.

Full-Spectrum CPA & Advisory Capabilities

Four Specialized Practices Under One Roof

Whether you need a complex personal tax return, year-round small business bookkeeping, a full Outsourced Accounting Department (ACGDEPT), or fiduciary Trust & Estate accounting, you work directly with a 30-year Florida CPA firm.

Small Business & S-Corps Forms 1120-S • 1065 • 941

Small Business Tax Strategy, Bookkeeping & Payroll

Stop overpaying self-employment taxes or scrambling with messy QuickBooks files in April. We handle your entity formation, monthly bookkeeping, payroll, and proactive quarterly tax reduction.

  • ■ S-Corp Election & Reasonable Compensation: Legally slash FICA tax burdens.
  • ■ Turnkey Monthly Bookkeeping & Payroll: Clean P&Ls, balance sheets, and AP/AR.
  • ■ Industry Specialization: Medical practices, law firms, real estate, e-commerce, & hospitality.
Year-Round CPA Support
ACGDEPT • Outsourced CFO $2B+ Exit Experience

Outsourced Accounting Department & Fractional CFO

Get the firepower of a seasoned UF Finance Honors CFO and full corporate accounting department—without the $350,000+ payroll overhead of hiring in-house.

  • ■ M&A Due Diligence & Exit Readiness: Over $2B+ in guided client exit transactions.
  • ■ Capital Raising & Treasury: $300M+ raised with bank- and investor-ready financial models.
  • ■ Multi-State Corporate Tax, Internal Controls & ERP Implementation.
ACGDEPT Managed Accounting
Individuals & Families Form 1040 • Schedule E • K-1

High-Net-Worth Personal Tax, Real Estate & FL Domicile

Relocated to Boca Raton, Miami, or Orlando from a high-tax state? Managing multiple K-1s, investment portfolios, or rental properties? We protect your wealth and keep you audit-proof.

  • ■ Florida Residency & Domicile Defense: Protect against NY, NJ, CT, MA & CA state tax audits.
  • ■ Real Estate & Rental Optimization: Passive loss rules, 1031 exchanges, & depreciation.
  • ■ IRS Audit Representation & Back Tax Resolution.
Remote E-File or In-Person
Trusts & Estates Form 1041 • Form 706 • Probate

Trust Accounting, Estate Tax (Form 1041) & Fiduciary Support

Serving executors, trustees, estate planning attorneys, and families across South and Central Florida with meticulous fiduciary accounting and beneficiary tax minimization.

  • ■ Form 1041 & Estate Tax Preparation: Revocable, irrevocable, & charitable trusts.
  • ■ Florida Probate & Fiduciary Accounting: Court-compliant record keeping & K-1 distributions.
  • ■ Multi-Generational Succession & Wealth Preservation.
Attorney & Trustee Partner
Brian Isrow, CPA at his desk
Boca Raton High '91 • Forever Rooted in Boca

Brian Isrow, CPA

FL License #AC49579 UF Finance High Honors '95
30+ Years of Stability • Forever Rooted in Boca Raton

"Focused on Family, Friends, and Making Business Owners Wealthy by Both Innovating and Taking the Waste Out of Operations."

In an industry flooded with seasonal pop-up tax preparers and offshore bookkeeping mills, Brian Isrow, CPA brings over three decades of enduring Florida stability and elite financial pedigree:

Top of Class at UF ('95)

Graduated with High Honors in Finance from the University of Florida College of Business—ranking 7th among all Finance majors (3.854 Business Core GPA) and 9th in his graduating class.

Active Florida CPA (#AC49579)

Licensed by the Florida Board of Accountancy under Chapter 473, Florida Statutes, backed by IRS Enrolled Agents and a full Boca Raton accounting staff.

Boca High ('91) • Forever Rooted in Boca

We go everywhere, but we are forever rooted in Boca. Proud Boca Raton High ('91) alumnus serving Boca Raton, Miami-Dade, Orlando, D.C., Boston, and nationwide—with in-person meetings as needed or as requested.

CFO & M&A Track Record

Advised CEOs and founders through $2B+ in client exits, $300M+ in capital raises, and over $12M+ in annual tax savings.

Florida CPA Strategy Guides

Tax Playbooks for Business Owners, Investors & Families

Direct statutory answers and step-by-step tax reduction strategies authored by Brian Isrow, CPA (FL License #AC49579).

S-Corp & Entity Strategy • IRS Form 2553

The $80K Rule: When Should a Florida LLC Elect S-Corp Tax Status?

CPA Direct Answer: Once a Florida LLC generates $80,000+ in net annual profit, electing S-Corporation status via IRS Form 2553 typically saves $6,000 to $22,000+ per year by exempting K-1 profit distributions above a reasonable W-2 officer salary from the 15.3% self-employment (FICA) tax.
  • ■ Retroactive Relief: Late S-Corp elections available under IRS Rev. Proc. 2013-30.
  • ■ QBI Stacking: Combines W-2 wage optimization with the 20% IRC Section 199A deduction.
Real Estate & Schedule E • IRC Sec. 168(k)

Reporting Rental Property Income in Florida: Cost Segregation & Passive Loss Rules

CPA Direct Answer: Florida rental property investors can reclassify 20%–30% of a building's basis from 27.5/39-year straight-line depreciation into 5-, 7-, and 15-year property using an engineered Cost Segregation study—unlocking immediate paper losses to shelter cash flow and active income.
  • ■ Active Offset: Qualify via Real Estate Professional Status (REPS) or the Short-Term Rental (STR) 7-day rule.
  • ■ Safe Harbors: Expense up to $2,500–$5,000 per invoice under the De Minimis Safe Harbor.
Domicile & Wealth Protection • 183-Day Rule

Moving to Boca Raton or Miami? How to Beat NY, NJ, MA & CA Residency Audits

CPA Direct Answer: Winning a high-tax state residency audit requires satisfying both prongs: establishing bona fide Florida Domicile (Homestead, primary business ties, near-and-dear items) and staying strictly under the 183-day statutory residency limit if you retain a northern residence.
  • ■ Audit Defense: Contemporaneous day-count logs, cell-tower/EZ-Pass alignment, and corporate nexus transfer.
  • ■ Trust & Estate Sync: Re-situsing revocable and irrevocable trusts under Florida law.
Advisory Comparison Matrix

Why Growing Businesses & High-Net-Worth Families Choose Brian Isrow, CPA

Verified Entity Comparison • FL DBPR CPA License #AC49579 • UF Finance High Honors ('95)

Capability / Advisory Dimension Brian Isrow, CPA & ACGDEPT Seasonal Tax Prep Chain / Enrolled Agent In-House Bookkeeper + Full-Time CFO
Primary Licensing & Pedigree Active FL CPA (#AC49579, 30+ Yrs) • UF Finance High Honors (#7 Rank) Unlicensed seasonal preparer or basic compliance filer Varies widely; single bookkeeper lacks CPA tax & M&A authority
Tax Planning Approach Year-Round Proactive Engineering ($12M+ Annual Client Savings) Reactive data-entry in March/April after tax year is closed Internal books only; still requires external CPA firm for tax strategy
S-Corp, Trust (Form 1041) & Real Estate Full Entity Structuring, Late S-Corp Relief, Cost Seg & Form 1041/706 Frequently misses Section 199A QBI, REPS, and fiduciary DNI rules Not equipped for multi-entity personal/trust/estate integration
Outsourced Accounting & CFO (ACGDEPT) Turnkey AP/AR, Payroll, GAAP Close, $300M+ Capital & $2B+ Exits No controller oversight, financial modeling, or M&A readiness $250,000–$400,000+ annual fixed payroll, benefits & recruiting overhead
3-Year Lookback & IRS Defense Free 3-Yr Return Second Opinion + Unlimited CPA Power of Attorney (Form 2848) No forensic lookback review; limited or no audit representation Cannot represent shareholders before IRS Appeals without CPA/EA license
Direct CPA Answers & Statutory Guidance

Frequently Asked Questions

Authoritative answers from Brian Isrow, CPA (FL License #AC49579) for business owners, real estate investors, and families.

1. What is the difference between hiring a licensed Florida CPA (#AC49579) vs. a seasonal tax prep chain?

A seasonal tax preparer simply types last year's W-2s or 1099s into software after the tax year is already closed. As an active Florida Licensed CPA (License #AC49579, valid through 12/31/2028) and University of Florida Finance High Honors graduate (#7 in Finance) with 30+ years of experience, Brian Isrow proactively structures your entities, S-Corp officer salary/distribution splits, real estate depreciation, and retirement plans before year-end—delivering over $12M+ in annual client tax savings.

2. At what income level should a Florida LLC elect S-Corporation tax status (Form 2553)?

Once a Florida LLC generates $80,000 or more in net annual profit, electing S-Corporation status via IRS Form 2553 typically saves between $6,000 and $22,000+ per year. By default, a single-member LLC pays the full 15.3% self-employment (FICA) tax on 100% of net profits. An S-Corp splits income into a reasonable W-2 officer salary and K-1 profit distributions that are exempt from self-employment tax. Even if you missed the March 15 deadline, our CPA team can often file a retroactive Late S-Corp Election under IRS Rev. Proc. 2013-30.

3. Can you review my past 3 years of tax returns prepared by my previous accountant?

Yes—we offer a complimentary 3-Year Tax Return Second Opinion for individuals and businesses. Under the 3-year IRS statute of limitations for refunds, we audit your prior filings for missed S-Corp elections, uncaptured 20% Section 199A QBI deductions, misclassified real estate repairs vs. improvements, and overlooked carryforwards, filing amended returns (Form 1040-X or Form 1120-S) to recover overpaid taxes directly from the IRS.

4. How does your Outsourced Accounting Department (ACGDEPT) compare to hiring an in-house bookkeeper or CFO?

Hiring an in-house bookkeeper costs $75,000–$95,000+ with zero CFO strategy, while a full-time in-house CFO costs $250,000–$400,000+ in salary and benefits. ACGDEPT (led by Brian Isrow, CPA) serves as your turnkey Outsourced Accounting Department and Fractional CFO for a predictable monthly retainer—handling daily bookkeeping, AP/AR, payroll, monthly GAAP financial statements, KPI dashboards, capital raising ($300M+ raised), and M&A exit preparation ($2B+ guided exits).

5. How do I establish Florida domicile in Boca Raton or Miami and pass a NY, NJ, MA, or CA state residency audit?

Filing a Florida Declaration of Domicile and claiming Homestead Exemption is only the first step. High-tax states (NY, NJ, MA, CA, CT) apply both a 5-Factor Domicile Test (primary home, business ties, near-and-dear items, time spent, family location) and a strict 183-Day Statutory Residency Rule. Our CPA team builds a pre-audit Domicile Defense Package that aligns your day-count logs, corporate nexus, trusts, and tax filings before a state auditor ever sends a notice.

6. Do you prepare Fiduciary Income Tax Returns for Trusts and Estates (IRS Form 1041)?

Yes. Because trust and estate income reaches the top 37% federal tax bracket at roughly $15,200 of retained income, specialized CPA planning is critical. We prepare complex IRS Form 1041 Fiduciary Income Tax Returns, Form 706 Estate Returns, Schedule K-1 beneficiary distributions, and Distributable Net Income (DNI) allocations for trustees, executors, and estate planning attorneys across Florida and nationwide.

Regional CPA Coverage & IRS Form Authority

Local Florida CPA Offices & Federal Tax Form Specializations

Direct CPA representation across South & Central Florida, Northeast/Mid-Atlantic relocation corridors, and every federal business, individual, and fiduciary tax filing.

Palm Beach County Flagship HQ

Boca Raton CPA & Tax Preparation

Forever rooted in Boca Raton, FL with in-person meetings as needed or as requested. Full-service CPA tax preparation, S-Corp tax reduction, Trust & Estate accounting (Form 1041), and Outsourced CFO services for East & West Boca Raton, Mizner Park, Royal Palm Yacht & Country Club, Delray Beach, Highland Beach, Boynton Beach, Deerfield Beach, and West Palm Beach.

ZIP Codes Served: 33431, 33432, 33433, 33434, 33486, 33487, 33496, 33498 • Call or Text: (561) 715-8181
Miami-Dade County Division

Miami CPA & Business Tax Preparation

Strategic corporate & personal tax preparation, real estate Cost Segregation, multi-entity K-1 accounting, and international tax compliance for business owners and investors in Brickell, Downtown Miami, Coral Gables, Coconut Grove, Aventura, Miami Beach, Key Biscayne, Doral, and Sunny Isles Beach.

ZIP Codes Served: 33129, 33130, 33131, 33133, 33134, 33139, 33146, 33180 • Miami Desk: (305) TAX-9000
Central Florida Division

Orlando CPA & Small Business Tax Prep

Proactive S-Corporation tax planning, medical & dental practice accounting, short-term rental (STR) depreciation strategy, and Fractional CFO services across Downtown Orlando, Winter Park, Lake Nona, Dr. Phillips, Windermere, Maitland, Altamonte Springs, and Kissimmee.

ZIP Codes Served: 32801, 32803, 32804, 32819, 32827, 32789, 34786 • Central FL Desk: (561) 715-8181
Multi-State & Domicile Advisory

Washington D.C., Boston & NY/NJ to FL Tax

Dedicated multi-state tax preparation and Florida domicile transition defense for executives, founders, and retirees splitting time between Florida and Washington D.C. (DCTaxPrep.com), Boston & Massachusetts (Boston-Tax-Prep.com), New York, New Jersey, and Connecticut.

Specialties: MA 4% Surtax Mitigation • NY/NJ/DC 183-Day Residency Audit Defense • Multi-State Apportionment
Federal, State & International Compliance

IRS Tax Forms, Business Entities & Schedules Prepared by Brian Isrow, CPA

Business & Corporate Tax

  • • Form 1120-S: S-Corporation Tax Return & K-1s
  • • Form 1065: Multi-Member LLC & Partnership Return
  • • Form 1120: C-Corporation Federal & FL F-1120
  • • Form 2553: S-Corp Election & Late Relief (Rev. Proc. 2013-30)
  • • Form 8995 / 8995-A: 20% Section 199A QBI Deduction

Individual & Real Estate Tax

  • • Form 1040 / 1040-SR: Complex Individual & Executive Returns
  • • Schedule C: Sole Proprietor & 1099 Contractor Tax
  • • Schedule E: Rental Property, REPS & K-1 Royalties
  • • Form 4562: Cost Segregation & Bonus Depreciation
  • • Form 8824: Section 1031 Like-Kind Real Estate Exchanges

Trusts, Estates & International

  • • Form 1041: Fiduciary Income Tax for Trusts & Estates
  • • Form 706 & Form 709: Federal Estate & Gift Tax Returns
  • • FinCEN Form 114 (FBAR) & Form 8938: Foreign Asset Reporting
  • • Form 5471 / 5472: International Corporate Tax Compliance
  • • FL Form DR-15 & RT-6: Florida Sales & Reemployment Tax

IRS Resolution & CFO Advisory

  • • Form 1040-X & 1120-X: 3-Year Amended Refund Claims
  • • Form 2848: CPA Power of Attorney & IRS Audit Defense
  • • Form 656 & 433-A/B: Offer in Compromise & Tax Relief
  • • GAAP Financial Statements: Monthly P&L, Balance Sheet & Cash Flow
  • • M&A Quality of Earnings (QoE): Sell-Side Due Diligence ($2B+)